Financial Clarity Blog

Longevity planning and Long-Term Care planning are an integral part of a solid financial plan, especially for LGBT families. But you have to trust that the advisor you work with will help you find, what you want, what you need, what you can afford, and what you can get approved. They also need to give you options if you cannot get the type of coverage you want or need. It is helpful to work with someone who is an expert in working with someone like you.

One of the most overlooked components of financial planning is income protection. Income is the linchpin that holds your entire financial world together. Unless you are independently wealthy and don’t need to work anymore, you probably rely pretty heavily on your earnings. If this is the case, you should probably do everything in your power to ensure your income continues to flow, even if you are unable to work.

Physician disability insurance is a specialty specific (commonly called “own-occupation”) policy that protects a doctor’s income in the event they can’t work due to injury or illness. As it turns out, there are a lot of mistakes doctors make with disability insurance that can potentially be problematic.

In the last couple of weeks, I cannot count how many times a client has reached out to me asking about their life insurance. I get questions clarifying whether or not life insurance will pay if they die from COVID-19 (it will). I also have people asking me to help them get more life insurance in a hurry.

To kick-start 2020, I wanted to put together a list of 20 money tips for 2020 that you can strive to implement this year.

In over a decade of working with doctors and dentists, I have observed my fair share of the good, the bad, and the ugly when it comes to money moves. This should give you a good starting point for some things you can do to get your finances on the right track.

Lately, we have heard a lot about the gender pay gap. Well, there is another gap for American women that needs to be addressed: the gap in life insurance coverage.

September is life insurance awareness month, so we look at why life insurance is important and some considerations for those looking to purchase a policy.

Peggy Haslach offers a real life story of her experience with a disability and makes a strong case for the importance of women getting disability insurance, especially doctors.

We have all had the casual conversation about finances with a coworker/friend around the coffee pot or water cooler...and then proceeded to do what they did because it sounded like a smart idea. But was it really the smartest idea for us to implement for ourselves?