facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast blog search brokercheck brokercheck

Monthly Spending Analysis

One of the most important parts of your financial plan is developing a personal cash flow statement, which we call a Monthly Spending Analysis.  In its simplest form, your spending analysis lists your income and expenses over a period of time, with one month being a common term.  The difference left over is your disposable income that you can spend on discretionary items or save for future goals. 

Monthly Spending Analysis Download

Additions to a simple cash flow statement may include starting with gross income and subtracting income taxes to arrive at take-home income or incorporating savings estimates for retirement and college.  There are many web-based software programs to choose from if you wish to have a more detailed Monthly Spending Analysis. 


Back To Top

!function(f,b,e,v,n,t,s) {if(f.fbq)return;n=f.fbq=function(){n.callMethod? n.callMethod.apply(n,arguments):n.queue.push(arguments)}; if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version=\'2.0\'; n.queue=[];t=b.createElement(e);t.async=!0; t.src=v;s=b.getElementsByTagName(e)[0]; s.parentNode.insertBefore(t,s)}(window, document,\'script\', \'https://connect.facebook.net/en_US/fbevents.js\'); fbq(\'init\', \'2908502102564759\'); fbq(\'track\', \'PageView\');